Overview
This Privacy Policy explains how CreditCardPayoff.io ("we", "us") collects, uses, and protects information when you visit https://creditcardpayoff.io.
Information the calculators use
All of our calculators run entirely in your browser using JavaScript. Numbers you enter (balances, APRs, payment amounts) are never transmitted to our servers or stored by us.
Cookies and advertising
We use Google AdSense to display advertising, which relies on cookies and similar technologies to serve ads based on your visits to this and other websites. Google and its partners may use this data to personalize the ads you see. You can learn more about how Google uses this information and manage your ad preferences at Google's Partner Sites policy and Google Ads Settings.
You can also opt out of personalized advertising generally through the Digital Advertising Alliance. On your first visit, a cookie banner lets you accept or reject non-essential cookies.
Analytics
We may use privacy-conscious analytics to understand aggregate traffic patterns, such as which pages are most visited. This data is not used to identify individual visitors.
Third-party links and services
Our contact form is processed by Formspree, a third-party form service. Please review their privacy policy for details on how they handle submitted data.
Children's privacy
Our site is not directed at children under 13, and we do not knowingly collect information from children.
Changes to this policy
We may update this policy from time to time. Continued use of the site after changes means you accept the revised policy.
Contact us
Questions about this policy? Email us at contact@creditcardpayoff.io.